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HOW TO SAVE ON CAR INSURANCE!

APPLICABLE TO ALL VEHICLES!

13 TIPS ON HOW TO SAVE ON CAR INSURANCE! 

(CAR, TRUCK, MOTORCYCLE, ETC)

1. A Couple Tips on How to Save on Car insurance.( Car, Truck, Motorcycle, Etc.)

 

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2. Shop around for your car insurance- the purpose of an Insurance Broker is to get the best policy for their clients.

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3. Compare insurance costs before you buy a vehicle.

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4. Raise your deductible/ excess (2-3% of claim deducted for settlement to avoid paying minor claims)  to get a lower premium

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5. Seek out reputable Insurers.

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6. Add and Remove benefits as needed.( Loss of Use, Waiver of Excess, Windscreen Coverage, Roadside Assistance,Persocal Accident Benefit)

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7. Manage your Drivers( Limit by age or Driving Experience)

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8. Reduce optional insurance coverage on your older car. Reduce Comprehensive to Third Party Fire and Theft or Third Party Only)

P.S  "Fully" Comprehensive is just a myth.

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9. Bundle your insurance and/or stick with the same company to get Other Policy discounts 

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10. Maintain a good credit history by making payments on time and avoid cancellation.

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11. Take advantage of low mileage discounts.

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12. Ask about group insurance ( Fleet Insurance)

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13. Seek out other discounts ( Female Driver, New Car, Other Policy and many more)

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